It must be assured by law and be supported by credit . so economy is not only legal economy but also credit economy . credit plays an important role , good credit is the inherent demand for the development of market 所以市场经济既是法治经济,又是信用经济,信用在其中具有极为重要的地位和作用,良好的信用是市场经济发展的强烈的内在要求。
Modern market economy is the credit economy based on the base of legal system . the highly developed social credit system is playing a positive role in taking precautions against financial risks and in improving the resource distribution efficiency of the market 现代市场经济是建立在法制基础上的信用经济，高度发达的社会信用体系在防范金融风险、提高市场资源配置效率等方面都发挥着积极作用。
From for points , the need to develop credit economy , to develop our international trade , to promote the growth of the enterprises and " going out " strategy , this thesis will discuss why we have to complete export credit insurance system 第二章、我国发展出口信用保险的必要性。从发展信用经济、我国国际贸易发展、企业自身发展、 “走出去”战略四个方面论述了出口信用保险在我国现阶段经济发展中的必要性。
Chapter 2 , market economy must be credit economy , stresses that credit is the basic norm of market relations , pointing out that the fundamental solution to overcome current credit predicament is to build the credit management system and to strengthen the credit management 第二章市场经济必须是信用经济，强调信用是市场关系的基本准则，提出建立信用管理体系，努力加强信用管理是企业走出目前信用困境的根本出路。
The problem which enterprises of our country face is that the backwardness of foundational management , it ca n ' t meet the requirement of current buyer ' s market and credit economy , the problem of credit has already become the bottleneck of macroeconumic operation and enterprise ' s development 我国企业面临的更为严峻和紧迫的问题是基础管理落后，无法适应当前买方市场和信用经济的要求，信用问题已经成为宏观经济运行和企业发展的瓶颈。
The dis results from the credit economy that reaches a special stage . some bases of profound theory can be provided for the emergence of dis . the internal weakness of banking management and the high society cost resulting from bank crisis are both internal factors bringing about the dis 存款保险制度是信用经济发展到一定阶段的产物，它的产生有其深刻的理论依据，银行经营的内在脆弱性和银行危机高昂的社会成本都是促使存款保险制度产生的内在动因。
The economy we ' re constructing are a kind of credit economy , it depends on the regularly operation of credit management system . the credit system in our country is still in a primary period , and still need to be regulated in many respects compared with those country within an world wide scope 我国正在建设中的市场经济是信用经济，它依赖信用管理系统的正常运转，而我国信用制度的发展仍处于初步阶段，就国际范围内的比较而言，许多方面仍亟待规范。
Market economy is credit economy and it is legalized economy too . the establishment of good faith of enterprise is the important factor to protect the function of legalized economy and the strong foundation of building the market economy system . enterprise is the principal part of socialist market economy and establishment of good faith of business 但是,作为市场经济活动主体的企业在一定程度上还存在着严重的诚信缺失问题。种种现象表明,诚信缺失已经成为我们在发展市场经济、建设我国社会诚信和企业诚信进程中的主要阻碍之一。
Starting from the perspectives of economics and the reality in our country , the paper illustrates the necessary existence of credit guarantee institution for medium & small - sized enterprise and emphasizes its functions such as revising asymmetric market information , facilitating the implementation of macro - economic policies and perfecting credit economy etc . it focuses on analyzing how the operational process of guarantee institution handles the relationship between enterprise and bank and forwards four methods to precaution against risks for the guaranteed , guarantee institution itself and bank respectively , i . e . finding the breaking point , carrying out guarantee and venture investment meanwhile , enhancing anti - guarantee measure and sharing risks with bank etc . following above , it puts forward improving operating model of oriental wisdom guarantee co . limited 本文从经济学的角度以及我国的现实出发，阐述了中小企业信用担保机构存在的必要性，强调了它在修正市场信息不对称状态、促进宏观经济政策的实施、完善信用经济等方面的作用。论文的核心是对担保机构在运作流程中如何处理与企业、银行的关系进行了研究，并分别从针对担保对象、自身和银行的角度提出了四种防范风险的方法，即寻找切入点、担保与风险投资并行、加强反担保措施以及与银行共担风险。据此对中科智信用担保有限公司的运作模式提出了改进意见。
On the other hand , the author draws a conclusion that this system is feasible from our country ' s reality - the development of credit economy , the improvement of personality of natural person , the rising of consumed debit and credit , and the evolvement of legislative tradition 另一方面，从我国现存的实际情况，如信用经济的发展、自然人人格的完善、消费借贷的上升以及立法传统的影响等得出结论：自然人破产制度是切实可行的。第三部分具体建构了我国自然人破产制度。
